Credit Reports

Equifax Breach...

What this means to you...

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Dear Customer,

You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised and the personal information of approximately 143 million consumers was stolen. The information leaked may include:

Consumer names
Social Security numbers
Addresses
Driver’s license numbers

This was NOT a compromise of Woodford State Bank and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue and take the proper precautions to reduce the chances of fraud and identify theft.

Equifax has set up a special website to provide updated information to consumers:

www.equifaxsecurity2017.com

In addition, Equifax is suggesting you take the following steps to protect yourself:

Check if you are affected and regardless, enroll in the free identify protection offered by Equifax:
- Monitor your bank account for fraudulent activity
- Obtain and monitor your credit report
- Consider placing a “fraud alert” on your credit report
  - Consider placing a “credit freeze” on your credit report
    - www.annualcreditreport.com, calling toll-free at 1-877-322-8228 or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
      Equifax
      PO Box 740241
      Atlanta, GA 30374
      www.equifax.com
      888-766-0008
      
      Experian
      PO Box 9554
      Allen, TX 75013
      www.experian.com
      888-397-3742
      
      TransUnion
      PO Box 2000
      Chester, PA 19016
      www.transunion.com
      800-680-7289
      
      If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (“FTC”). You also may contact the FTC to obtain additional information about avoiding identity theft.
      
      Federal Trade Commission, Consumer Response Center
      600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)
      www.ftc.gov/idtheft
      
      State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php.
      
      You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the “State Information” tab of this site.
      
      Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have other questions, please feel free to contact us at 608-325-7766.

Woodford State Bank cares about your financial protection, which is why we provide a way for you to obtain your credit report. Please follow the link below to obtain your annual credit report.

Free Credit Check