Deposit Rates

Here’s How We Rate

Checking Account Rates

Comparison table of Checking Account Rates
Product	Minimum to Open	Interest Rate	APY^*	Minimum to Earn APY^*
Elite Checking ($0.00 – $24,999.99)	$2,500.00	0.05%	0.05%	$0.01
Elite Checking ($25,000.00 or more)	$2,500.00	0.10%	0.10%	$25,000.00
Business Interest Checking Account	$2,500.00	0.10%	0.10%	$0.01

Savings Account Rates

Comparison table of Savings Account Rates
Product	Minimum to Open	Interest Rate	APY^*	Minimum to Earn APY^*
Savings Account	$50.00	0.10%	0.10%	$0.01
Health Savings Account ($0.00 – $9,999.99)	$0.01	0.05%	0.05%	$0.01
Health Savings Account ($10,000.00 or more)	$0.01	0.10%	0.10%	$10,000.00

Money Market Account Rates

Comparison table of Money Market Account Rates
Product	Minimum to Open	Interest Rate	APY^*	Minimum to Earn APY^*
Personal Money Market ($0.00 – $24,999.99)	$2,500.00	0.40%	0.40%	$0.01
Personal Money Market ($25,000.00 – $99,999.99)	$2,500.00	1.00%	1.00%	$25,000.00
Personal Money Market ($100,000.00 or more)	$2,500.00	1.50%	1.51%	$100,000.00
Platinum Money Market ($0.00 - $49,999.99)	$50,000.00	0.10%	0.10%	$0.01
Platinum Money Market ($50,000.00 - $249,999.99)	$50,000.00	1.50%	1.51%	$50,000.00
Platinum Money Market ($250,000.00 or more)	$50,000.00	2.75%	2.78%	$250,000.00

Certificates of Deposit

Our CDs

Certificate of deposit (CD) rates are subject to change weekly. CDs may carry penalties for early withdrawal. Fees may reduce earnings.

Depositor may not withdraw funds from this account prior to the original or any extended maturity date of a certificate without the written authorization of Bank. Bank may impose a penalty for early withdrawal. The penalty for early withdrawal will be calculated using the interest rate being paid on the certificate at the time the early withdrawal is made. The penalty may invade the principal.

If your account has an original maturity of less than a year, the fee we impose will equal three months interest on the amount withdrawn subject to penalty.

If your account has an original maturity of one year or more, the fee we impose will equal six months interest on the amount withdrawn subject to penalty.

Talk to one of our Personal Bankers at 608-325-7766 for further information about applicable fees and terms.

Building Better Futures, One Home at a Time.

Ready to build your future? Connect with our team and discover the perfect mortgage solution for you.

Rory Maurer

VP - Mortgage Lender | Monroe Branch

(608) 329-2054 | NMLS ID: 523674

Michelle Davis

VP - Mortgage & Commercial Lender | Monroe Branch

(608) 329-2067 | NMLS ID: 463073

Kasey Bruehlman

Mortgage & Consumer Lender | Monroe Branch

(608) 329-2072 | NMLS ID: 1696025

Debra Severson

VP - Branch Manager | Blanchardville Branch

(608) 523-4217 | NMLS ID: 423470

Diedre Neis

Mortgage & Consumer Lender | Darlington Branch

(608) 773-3023 | NMLS ID: 820415

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Let’s Bring Your Business Vision to Life with the Right Financial Support.

Stronger Businesses Mean Stronger Communities. We share your entrepreneurial spirit. Whether you’re just starting your business, growing a non-profit organization, or looking to expand any existing company into new markets, Woodford State Bank has deposit accounts, lending solutions, and other services to suit your needs. We are your full-service business partner.

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Making Connections

I have been doing business with Woodford State Bank for 38 years with no problems. Yes, their service is that good. Small town bank that can serve you right away with anything.

Steve and Laurie

During the past year, our company has been working with Scott, Erik, and Rory. I can say that we have been more than satisfied with their services. With their expertise, they helped us through our PPP Loan process from start to finish. They took the time to answer all of our questions in detail and within a timely manner.

Glenn, Stone Mill Construction

Your service is amazing. I was working with another large, national bank that took over 90 days, and I eventually canceled. Woodford State Bank made the process extremely smooth and easy.

Jennifer

Woodford State Bank has the resources and drive to satisfy the needs of their customers. They went to great lengths to secure the best possible terms for Sugar River Cold Storage. I highly recommend them for all your personal and commercial needs.

Kody, President of Sugar River Cold Storage, Inc.

I want to express my appreciation for the excellent customer service your employees continually display. I am always welcomed with a warm smile and a personal greeting. Thank you for your great leadership and community involvement. It is a pleasure to bank with you and all the great employees at Woodford State Bank.

Greg

Woodford State Bank has been the bank of RBS Activewear, Inc., for over 30 years. It has also helped us grow our business. We plan to continue to work with them for all our future business needs.

Keith and Tina

I want to thank each and every person that I have been in contact with during my refinance and transfer of my home loan. During a stressful time for our world, this was made easier by the wonderful and efficient employees at Woodford State Bank. I feel content and secure knowing our forever home is in your hands!

Pam

I have worked with Michelle to refinance all three of my rental properties this year. She’s very prompt in returning my calls, looking into options for me and keeping me up to date on the progress as we went along. Woodford State Bank was great to work with, and I look forward to working with them in the future.

Sarah

The employees of Woodford State Bank are incredibly giving and creative supporters of Big Brothers Big Sisters of Green County! We always look forward to their participation in our Bowl for Kids’ Sake events because they have and share such wonderful community spirit, both internally and outwardly. Our agency is grateful for such amazing support, especially throughout the past pandemic months. Our matches, board and staff thank you all for your support!

Big Brothers/Big Sisters