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Money Market

Higher Balance = Better Interest Rate

Do you want the benefit of saving money while having the convenience of writing checks? A Woodford State Bank money market might be just the thing. Choose between our standard Money Market Account or the Platinum Money Market Account, which boasts better interest rates for a greater opening deposit.

Money Market Account

  • Minimum opening deposit: $2,500.00
  • Minimum balance to avoid service charges: $2,500.00; monthly service charge of $10.00 waived for non profit organizations
  • Interest compounded and credited monthly1
  • Unlimited transfers and withdrawals2
  • Free e-statements
  • Free Online Banking
  • Free Mobile Banking

Platinum Money Market Account

  • Minimum opening deposit: $50,000.00
  • Minimum balance to avoid service charges: $50,000.00; monthly service charge of $50.00 waived for non-profit organizations
  • Interest compounded and credited monthly1
  • Unlimited transfers and withdrawals2
  • Free e-statements
  • Free Online Banking
  • Free Mobile Banking

Looking for other investment options? Talk to our investment financial professional.

Money Market Account Rates

Mobile-friendly Comparison table of Money Market Account Rates
Personal Money Market ($0.00 – $24,999.99)
Minimum to Open$2,500
Interest Rate0.40%
APY*0.40%
Minimum to Earn APY*$0.01
Personal Money Market ($25,000.00 – $99,999.99)
Minimum to Open$2,500
Interest Rate1.00%
APY*1.00%
Minimum to Earn APY*$25,000.00
Personal Money Market ($100,000.00 or more)
Minimum to Open$2,500
Interest Rate1.50%
APY*1.51%
Minimum to Earn APY*$100,000.00
Platinum Money Market ($0.00 - $49,999.99)
Minimum to Open$50,000
Interest Rate0.10%
APY*0.10%
Minimum to Earn APY*$0.01
Platinum Money Market ($50,000.00 - $249,999.99)
Minimum to Open$50,000
Interest Rate1.50%
APY*1.51%
Minimum to Earn APY*$50,000.00
Platinum Money Market ($250,000.00 or more)
Minimum to Open$50,000
Interest Rate2.75%
APY*2.78%
Minimum to Earn APY*$250,000.00

Savings Calculator

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Estimated Results

If you borrow $0.00 at 0% interest for 0 months, your estimated monthly payments and total interest will be:

Monthly Payment: $0.00

Total Interest Paid: $0.00

Home Sweet Home Starts HERE.

Let our Mortgage Team guide you home; your dream is within reach!

Rory Maurer

VP - Mortgage Lender | Monroe Branch

(608) 329-2054 | NMLS ID: 523674

Michelle Davis

VP - Mortgage & Commercial Lender | Monroe Branch

(608) 329-2067 | NMLS ID: 463073

Kasey Bruehlman

Mortgage & Consumer Lender | Monroe Branch

(608) 329-2072 | NMLS ID: 1696025

Debra Severson

VP - Branch Manager | Blanchardville Branch

(608) 523-4217 | NMLS ID: 423470

Diedre Neis

Mortgage & Consumer Lender | Darlington Branch

(608) 773-3023 | NMLS ID: 820415

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Your Vision, Our Financing: Transform Your Business with Us.

Stronger Businesses Mean Stronger Communities. We share your entrepreneurial spirit. Whether you’re just starting your business, growing a non-profit organization, or looking to expand any existing company into new markets, Woodford State Bank has deposit accounts, lending solutions, and other services to suit your needs. We are your full-service business partner.

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During the past year, our company has been working with Scott, Erik, and Rory. I can say that we have been more than satisfied with their services. With their expertise, they helped us through our PPP Loan process from start to finish. They took the time to answer all of our questions in detail and within a timely manner.

Glenn, Stone Mill Construction
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