Merchant Remote Deposit

Faster Funds for Better Business

Does your business have multiple locations? Make deposits after normal bank hours? Pay transportation costs to deliver deposits to the bank? Receive checks with large dollar amounts?

If the answer to any of those questions is yes, then Merchant Remote Deposit may benefit your company.

Use a desktop check scanner that connects to your computer and the internet. Simply scan checks from customers and issue deposits electronically to Woodford State Bank. It’s the quickest way to turn checks into cash!

Advantages of Merchant Services

  • Make funds available faster by consolidating and streamlining funds.
  • Issue deposits electronically 24 hours a day, 7 days a week.
  • Save time in preparing deposits.
  • Save money by cutting down courier costs and trips to the bank.
  • Reduce the risk of check fraud and react sooner to returned checks.
  • Enjoy our secure, easy-to-use system.

Schedule an appointment to get started!

What You Will Need

  • A PC with modern Windows® operating system running Internet Explorer®
  • A supported desktop scanner connected directly to the PC
  • High-speed internet connection
  • An account with Woodford State Bank

How It Works

  1. Using a supported check scanner, scan both sides of the checks in a single pass.
  2. View images of the scanned checks right from your PC; dollar amounts are automatically read and totaled.
  3. Click “SUBMIT DEPOSIT,” and you’re done — the deposit is sent through a secure internet connection.
  4. Access your funds sooner than traditional deposits.

Protect Your Business

Prevent fraud with our free Positive Pay service.

Positive Pay


Your Business Services Specialist

Janelle Rucker
Janelle Rucker Business Banking Development Officer Monroe 608-329-2056


Talk to one of our expert Mortgage Officers to help make your homeownership dream a reality.

Rory Maurer

VP - Mortgage Lender | Monroe Branch

(608) 329-2054 | NMLS ID: 523674

Michelle Davis

VP - Mortgage & Commercial Lender | Monroe Branch

(608) 329-2067 | NMLS ID: 463073

Debra Severson

VP - Branch Manager | Blanchardville Branch

(608) 523-4217 | NMLS ID: 423470

Cassidy Reilly

Mortgage & Consumer Lender | Darlington Branch

(608) 773-3023 | NMLS ID: 2319847

Contact Us



Receive 1% cash back for the first $700.00 Point of Sale (POS) debit card transactions per monthly statement cycle.

Maximum monthly reward is $7.00.


Learn More


Making Connections

I have been doing business with Woodford State Bank for 38 years with no problems. Yes, their service is that good. Small town bank that can serve you right away with anything.

Steve and Laurie

During the past year, our company has been working with Scott, Erik, Val and Rory. I can say that we have been more than satisfied with their services. With their expertise, they helped us through our PPP Loan process from start to finish. They took the time to answer all of our questions in detail and within a timely manner.

Glenn, Stone Mill Construction

Your service is amazing. I was working with another large, national bank that took over 90 days, and I eventually canceled. Woodford State Bank made the process extremely smooth and easy.


Woodford State Bank has the resources and drive to satisfy the needs of their customers. They went to great lengths to secure the best possible terms for Sugar River Cold Storage. I highly recommend them for all your personal and commercial needs.

Kody, President of Sugar River Cold Storage, Inc.

I want to express my appreciation for the excellent customer service your employees continually display. I am always welcomed with a warm smile and a personal greeting. Thank you for your great leadership and community involvement. It is a pleasure to bank with you and all the great employees at Woodford State Bank.


Woodford State Bank has been the bank of RBS Activewear, Inc. for over 30 years. It has helped us grow our business as well. We recently started working with Cole. He is professional and easy to work with. We plan to continue to work with them for all our future business needs.

Keith and Tina

I want to thank each and every person that I have been in contact with during my refinance and transfer of my home loan. During a stressful time for our world, this was made easier by the wonderful and efficient employees at Woodford State Bank. I feel content and secure knowing our forever home is in your hands!


I have worked with Michelle to refinance all three of my rental properties this year. She’s very prompt in returning my calls, looking into options for me and keeping me up to date on the progress as we went along. Woodford State Bank was great to work with, and I look forward to working with them in the future.


The employees of Woodford State Bank are incredibly giving and creative supporters of Big Brothers Big Sisters of Green County! We always look forward to their participation in our Bowl for Kids’ Sake events because they have and share such wonderful community spirit, both internally and outwardly. Our agency is grateful for such amazing support, especially throughout the past pandemic months. Our matches, board and staff thank you all for your support!

Big Brothers/Big Sisters
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