Positive Pay is a fraud-prevention system to help protect your business against forged, altered, and counterfeit checks as well as fraudulent ACH debits.
How Does It Work?
To protect against forged, altered and counterfeit checks, the system will match the check number, dollar amount and account number of each item presented against a list provided by the business. The business will upload a list of all approved checks to the Woodford State Bank Online website. Any checks that do not match the uploaded check file will be flagged for the customer’s review. The customer will then have the option to return or pay the flagged check the same day as received.
How Much Does It Cost?
Woodford State Bank offers Positive Pay to all Business Online Banking customers at no additional cost.
How Do I Enroll in Positive Pay?
For more information or to enroll for Positive Pay, contact us.
Hello
Your Business Services Specialist
Janelle RuckerBusiness Banking Development OfficerMonroe608-329-2056
PLATINUM MONEY MARKET
**Minimum Opening Balance: $50,000.00**
$0.00 to $49,999.99
.10% APY*
$50,000.00 to $249,999.99
2.53% APY*
$250,000.00 & Above
4.11% APY*
We can be your FINANCIAL SUPERHERO! Discover all the benefits with WSB today.
*Annual Percentage Yield. Minimum balance to open is $50,000.00.
Minimum balance to obtain APY is $0.01. $50,000.00 minimum daily balance to avoid a service charge of $50.00.
Rate is subject to change without notice. Interest will be compounded and credited monthly.
MEMBER FDIC
FALL CD SPECIAL
FALL in love with Woodford. Call us today to learn more about our fall CD special!
*Annual Percentage Yield. APY is accurate as of September 15, 2023 and the offer is subject to change without notice. The minimum balance to open is $1,000.00. Interest will be compounded and credited semi-annually. Will renew automatically at maturity into a 12-month certificate of deposit with prevailing APY. Fees may reduce earnings. There may be a penalty for early withdrawal. Other restrictions may apply. Personal investors only. MEMBER FDIC
Making Connections
I have been doing business with Woodford State Bank for 38 years with no problems. Yes, their service is that good. Small town bank that can serve you right away with anything.
During the past year, our company has been working with Scott, Erik, Val and Rory. I can say that we have been more than satisfied with their services. With their expertise, they helped us through our PPP Loan process from start to finish. They took the time to answer all of our questions in detail and within a timely manner.
Your service is amazing. I was working with another large, national bank that took over 90 days, and I eventually canceled. Woodford State Bank made the process extremely smooth and easy.
Woodford State Bank has the resources and drive to satisfy the needs of their customers. They went to great lengths to secure the best possible terms for Sugar River Cold Storage. I highly recommend them for all your personal and commercial needs.
I want to express my appreciation for the excellent customer service your employees continually display. I am always welcomed with a warm smile and a personal greeting. Thank you for your great leadership and community involvement. It is a pleasure to bank with you and all the great employees at Woodford State Bank.
Woodford State Bank has been the bank of RBS Activewear, Inc. for over 30 years. It has helped us grow our business as well. We recently started working with Cole. He is professional and easy to work with. We plan to continue to work with them for all our future business needs.
I want to thank each and every person that I have been in contact with during my refinance and transfer of my home loan. During a stressful time for our world, this was made easier by the wonderful and efficient employees at Woodford State Bank. I feel content and secure knowing our forever home is in your hands!
I have worked with Michelle to refinance all three of my rental properties this year. She’s very prompt in returning my calls, looking into options for me and keeping me up to date on the progress as we went along. Woodford State Bank was great to work with, and I look forward to working with them in the future.
The employees of Woodford State Bank are incredibly giving and creative supporters of Big Brothers Big Sisters of Green County! We always look forward to their participation in our Bowl for Kids’ Sake events because they have and share such wonderful community spirit, both internally and outwardly. Our agency is grateful for such amazing support, especially throughout the past pandemic months. Our matches, board and staff thank you all for your support!
