What the Equifax Breach Means to You

| Posted in News & Alerts

You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised, and the personal information of approximately 143 million consumers was stolen. The information leaked may include:

  • Consumer names
  • Social Security numbers
  • Addresses
  • Driver’s license numbers

This was not a compromise of Woodford State Bank, and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue so that you can take the proper precautions to reduce the chances of fraud and identify theft.

Equifax has set up a special website to provide updated information to consumers: www.equifaxsecurity2017.com

In addition, Equifax is suggesting you take the following steps to protect yourself:

  • Check if you are affected and, regardless, enroll in the free identify protection offered by Equifax.
  • Monitor your bank account for fraudulent activity.
  • Obtain and monitor your credit report.
  • Consider placing a “fraud alert” on your credit report.
  • Consider placing a “credit freeze” on your credit report by visiting www.annualcreditreport.com, by calling 877-322-8228 or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:

Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
888-766-0008

Experian
P.O. Box 9554
Allen, TX 75013
www.experian.com
888-397-3742

TransUnion
P.O. Box 2000
Chester, PA 19016
www.transunion.com
800-680-7289

If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (FTC). You also may contact the FTC to obtain additional information about avoiding identity theft.

Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
www.ftc.gov/idtheft
877- 438-4338

State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php.

You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the “State Information” tab of this site.

Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have other questions, please feel free to contact us at 608-325-7766.

Woodford State Bank cares about your financial protection, which is why we provide a way for you to obtain your credit report.

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I have been doing business with Woodford State Bank for 38 years with no problems. Yes, their service is that good. Small town bank that can serve you right away with anything.

Steve and Laurie

During the past year, our company has been working with Scott, Erik, Val and Rory. I can say that we have been more than satisfied with their services. With their expertise, they helped us through our PPP Loan process from start to finish. They took the time to answer all of our questions in detail and within a timely manner.

Glenn, Stone Mill Construction

Your service is amazing. I was working with another large, national bank that took over 90 days, and I eventually canceled. Woodford State Bank made the process extremely smooth and easy.

Jennifer

Woodford State Bank has the resources and drive to satisfy the needs of their customers. They went to great lengths to secure the best possible terms for Sugar River Cold Storage. I highly recommend them for all your personal and commercial needs.

Kody, President of Sugar River Cold Storage, Inc.

I want to express my appreciation for the excellent customer service your employees continually display. I am always welcomed with a warm smile and a personal greeting. Thank you for your great leadership and community involvement. It is a pleasure to bank with you and all the great employees at Woodford State Bank.

Greg

Woodford State Bank has been the bank of RBS Activewear, Inc. for over 30 years. It has helped us grow our business as well. We recently started working with Cole. He is professional and easy to work with. We plan to continue to work with them for all our future business needs.

Keith and Tina

I want to thank each and every person that I have been in contact with during my refinance and transfer of my home loan. During a stressful time for our world, this was made easier by the wonderful and efficient employees at Woodford State Bank. I feel content and secure knowing our forever home is in your hands!

Pam

I have worked with Michelle to refinance all three of my rental properties this year. She’s very prompt in returning my calls, looking into options for me and keeping me up to date on the progress as we went along. Woodford State Bank was great to work with, and I look forward to working with them in the future.

Sarah

The employees of Woodford State Bank are incredibly giving and creative supporters of Big Brothers Big Sisters of Green County! We always look forward to their participation in our Bowl for Kids’ Sake events because they have and share such wonderful community spirit, both internally and outwardly. Our agency is grateful for such amazing support, especially throughout the past pandemic months. Our matches, board and staff thank you all for your support!

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