You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised, and the personal information of approximately 143 million consumers was stolen. The information leaked may include:
- Consumer names
- Social Security numbers
- Addresses
- Driver’s license numbers
This was not a compromise of Woodford State Bank, and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue so that you can take the proper precautions to reduce the chances of fraud and identify theft.
Equifax has set up a special website to provide updated information to consumers: www.equifaxsecurity2017.com
In addition, Equifax is suggesting you take the following steps to protect yourself:
- Check if you are affected and, regardless, enroll in the free identify protection offered by Equifax.
- Monitor your bank account for fraudulent activity.
- Obtain and monitor your credit report.
- Consider placing a “fraud alert” on your credit report.
- Consider placing a “credit freeze” on your credit report by visiting www.annualcreditreport.com, by calling 877-322-8228 or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:
Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
888-766-0008
Experian
P.O. Box 9554
Allen, TX 75013
www.experian.com
888-397-3742
TransUnion
P.O. Box 2000
Chester, PA 19016
www.transunion.com
800-680-7289
If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (FTC). You also may contact the FTC to obtain additional information about avoiding identity theft.
Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue NW
Washington, DC 20580
www.ftc.gov/idtheft
877- 438-4338
State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php.
You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the “State Information” tab of this site.
Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have other questions, please feel free to contact us at 608-325-7766.
Woodford State Bank cares about your financial protection, which is why we provide a way for you to obtain your credit report.
Free Credit Check
